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Best High Yield Savings Account July 2024au. As of april 25, 2024, t his account boasts an annual percentage yield (apy) of 4.25%, with $0 minimum to open the account and a $1 minimum required to receive the apy. See the best savings rates in australia, with bonus interest starting from 5.75% p.a. (itโs more of a description than a technical definition.) Those strictly looking to save.